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Rewards for Good. Share with facebook. Share with twitter. Share with linkedin. Share using email. Who qualifies SSDI is available to people with physical and mental impairments severe enough to prevent them from engaging in their normal occupations or any other substantial work. The disability must be expected to last for at least 12 months or to end in death. SSI is a safety net program that pays benefits to people who are disabled, usually based on the same definition used for SSDI; blind; or 65 and older.
They must have very limited income and assets. Find local planners. Read more. Four Special Needs Resolutions for the New Year The new year is always a time to take stock of the previous year and to make positive changes for the months ahead. X Need more information? How often would you like to receive Updates? Once a week More than once a week. Cancel Subscribe. However, only adults over the age of 18 can receive the SSDI disability benefit.
There is a five-month waiting period for benefits, meaning that the SSA won't pay you benefits for the first five months after you become disabled. The amount of the monthly benefit after the waiting period is over depends on your earnings record, much like the Social Security retirement benefit.
There are a number of possible reasons for this. First, SSDI are more likely than SSI applicants to have a higher income and insurance coverage, which means they're more likely to have seen a doctor for their medical problems. It's very difficult to win disability without seeing a doctor regularly. Also, judges and claims examiners give more credibility to applicants who have a long work history, which most SSI applicants don't have.
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