Citibank Credit Card. Bank of Baroda Credit Card. Bank of India Credit Card. IndusInd Bank Credit Card. Kisan Credit Card. Kotak Credit Card. Standard Chartered Bank Credit Card. Toggle navigation. Home » Banking » Cheque Number. Cheque Number Banking. See how you will identify the cheque number. Know the uses of a cheque number and how it is used to track a drawn cheque.
Know what do other numbers denotes on a cheque, present at the bottom. People Also Look For. NEFT Charges. Cancelled Cheque. KYC Full Form. Fullerton India. IndusInd Bank. Please Re-confirm Your Number. Please Re-confirm Your. What are you looking for? Get Details. Looking for a Loan? Apply Now. Looking for an investment? Understand your Cheque A cheque is a document or a negotiable instrument that orders a bank to transfer the money from one bank account to another bank account in whose name the cheque has been issued.
Drawer : A person writing a cheque is known as a drawer. Payee : A beneficiary to whom drawer writers a cheque. Drawee : A bank making a payment.
Important points to remember regarding cheque:- It is only issued against a current or savings bank account. If a cheque does not have a date, then it is considered invalid. Encashment can only be done by the person in whose name cheque has been issued, meaning the payee. According to the rule, a cheque is only valid for three months from the date it has been issued.
Online Savings Account Opening. Apply Online. Savings Account Interest Rates. Compare Rates. What are the Different Types of Cheques? Here are the following types of cheques used in the banking system:- Open cheque - is a cheque used to deposit money in the account holders bank account or withdraw money from the bank. A holder can issue this to someone else as well.
Bearer cheque - A cheque made to the person bearing or carrying the cheque. A cheque must contain a word bearer. However, one must be cautious while using it because if it goes in the wrong hand, then it can be misused. Post-dated cheque - It is an account payee cheque that has a future date to get encashed later.
Even if the cheque is submitted to the bank immediately, the bank will start the process only on or after the date mentioned on the cheque. It is valid for up to three months from the issuance date.
Banks issue such cheques to make a payment to another person. Such cheques are valid for three months and can be revalidated if conditions are met. It is issued and can be encashed at any bank in another country where foreign currency is required. Crossed cheque is a type of cheque where two parallel lines are drawn on the left side cheque, and no cash withdrawal can be made. A third party can also submit the cheque. Stale Cheque - If any cheque has been deposited after three months in India, cheques are only valid until three months , it is declared Stale Cheque.
Ante-dated Cheque - A cheque in which a prior date is written. Mutilated Cheque - If a bank receives a torn or damaged cheque, it is called a mutilated cheque. If the critical information is not visible, then it is an invalid cheque. What is a Cheque Number? It indicates the bank and branch that has issued the cheque to the account holder. The first 3 digits depict the city code, the next three digits reflect the bank code, and the last 3 digits depict the branch code on the cheque.
After the MICR code, an account number is mentioned, which is a six digits number. In simple words first, you need to write the cheque amount in words and after that in numbers in the box. Apart from this your account number will be printed too on each Cheque and after filling up the details the Cheque holder needs to sign in the respected area before giving it to the Payer. Make sure not to overwrite anything on the Cheque while filling it. In the footer section of the Cheque, you will see some printed numbers.
The numbers only contain digits and are in 4 columns. The first 6 digits are the Cheque number. In the below image you can see the numbers are increasing which is unique identification numbers of any Cheque. The second column contains 9 digits of MICR number. The first 3 digits represent city code, the middle 3 digits shows bank code, and the last 3 digit shows branch code.
We have highlighted it, so that you can identify it easily. Like other banks, The six-digit number written at the bottom left-hand corner of the cheque is the cheque number of Canara Bank. Bank of Baroda Cheque number is the first 6 digit of the footer. There is a 9 digit MICR code followed by the cheque number. The 9 digit of the MICR code indicates the bank and branch from which the cheque is issued to the account holder.
You can find bank of india cheque number in the footer of the cheque. The first 6 digit of the number is your cheque number. The first 6 digits written at the bottom of cheque are chq no. The first 6 digits are cheque no and the rest of the nos are MICR code. You will find a series of numbers at the bottom left side of a cheque.
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